Q) I will be 62 in February, 2014. My husband who is 65 is currently receiving Social Security benefits. I have worked and have enough credits to receive benefits on my own. My question is: at 62, can I collect benefits on my husband’s social security, and defer mine until I reach the age of 66?
A) Good question. According to the Social Security Administration website, at age 62, your benefit will be at 35 percent of your husband’s full benefit. read more information.
A spouse receives one-half of the retired worker’s full benefit unless the spouse begins collecting benefits before full retirement age. If the spouse begins collecting benefits before full retirement age, the amount of the spouse’s benefit is reduced by a percentage based on the number of months before he/she reaches full retirement age.
For example, based on the full retirement age of 66, if a spouse begins collecting benefits:
At age 65, the benefit amount would be about 46 percent of the retired worker’s full benefit;
At age 64, it would be about 42 percent;
At age 63, 37.5 percent; and
At age 62, 35 percent.
However, if a spouse is taking care of a child who is either under age 16 or disabled and receives Social Security benefits, a spouse will get full benefits, regardless of age.
If you are eligible for both your own retirement benefit and for benefits as a spouse, we will always pay you benefits based on your record first. If your benefit as a spouse is higher than your retirement benefit, you will receive a combination of benefits equaling the higher spouse’s benefits.
Q) I was told that when I start working full time I would no longer be eligible for benefits I am working fulltime. A) You can get Social Security retirement benefits and work at the same time. However, if you are younger than full retirement age and make more than the yearly earnings limit, we will reduce your benefit. Starting with the month you reach… Continue Reading
Q) I have a full time job and I collect social security disability, so I am probably no longer eligible for benefits. A) According to Social Security administration – If you work while receiving disability payments You should tell us if you take a job or become self-employed, no matter how little you earn. Please let us… Continue Reading
Q) Can I use just my passport, driver’s license and marriage certificate to change my name, or MUST I bring my birth certificate? A) According to the Social Security administration – If you legally change your name because of marriage, divorce, court order or any other reason, you must tell Social Security so you can get a… Continue Reading
Q) My mother passed away Oct 1st of this year and I still haven’t got her Death Cert yet, I got a letter in the mail stating I only had 5 days to return some info along with her Death cert, what happens if I haven’t gotten yet? A) According to Social Security administration – You… Continue Reading
Q) My mother-in-law, who was a bookkeeper through all her years of working, has early stage dementia, which has robbed her of her ability to prepare her books for tax filing. We are currently trying to help her to file her 2016 files (which were extended), but have been unable to locate her 2016 1099 form… Continue Reading
Q) What documents do I need to apply for social security? A) Documents needed to apply for Social Security: your Social Security card (or a record of your number); your original birth certificate or other proof of birth (You may also submit a copy of your birth certificate certified by the issuing agency); proof of U.S. citizenship… Continue Reading
Q) How can I change my address with social security? Also I need to change to a different bank for my check to be sent. Can this be done on line? A) According to the Social Security Administration website – If you get Social Security benefits (retirement, survivors, or disability) or are enrolled in Medicare, you can change… Continue Reading
Q) Hello, I sent in for a replacement Social Security card for my son a couple weeks ago. It’s very important that we have this card as we are in the process of applying for assistance that requires a copy of his card. Please let me know if the application has been received and what next… Continue Reading
Q) need to know the date of admission which doesn’t show on my SS card. A) Please contact you local immigration office for that information. Continue Reading
Q) Is it possible to get a document for DDS to receive a new birth certificate ? License is expired and only needs to be renewed. A) To replace your birth certificate. Find the vital records office in the state where you were born. Check to find out if you can obtain a certified copy of your… Continue Reading
Q) Need a earnings statement sent to me A) Please call your local social security office or make the request online – You can get your personal Social Security Statement online by using your my Social Security account. If you don’t yet have an account, you can easily create one. Your online Statement gives you secure and… Continue Reading
Q) I recently submitted my verification form for Medicare Part B. When can I expect a response? I want to sign up for a BCBS MedAdvantage plan. A) According to Medicaid – Your coverage start date depends on your birthday if both of these apply: You sign up for Medicare Part A (Hospital Insurance) and/or Medicare Part… Continue Reading
Q) I want to file a W-4V form. 1.) Do I send it to: SOCIAL SECURITY OFFICE 2340 DREW STREET CLEARWATER, FL 33765 2.) Do I send it to anyone’s attention? 3.) How can I verify that it was received and filed? A) According to the Social Security Administration – You can ask us to withhold federal… Continue Reading
Q) I applied for the ssn on November 12,2015 in the room 148,10 causeway st,Boston,MA. The officer gived me a receipt and told me I could get the card about 2 weeks. My passport is PE********. But I didn’t receive the card. How long can I get it? Thank you! A) According to the social security administration… Continue Reading
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Q) I would like to know if I can get any kind of help from the government on: I am 60 yrs old and am getting a divorce and I cannot find another job to make ends meet. My husband left me in quite a bind financially. I am working as a waitress part time,at 30… Continue Reading
Q) Dear Sir and Madam, My parents applied for their original social security cards on Aug.22 2016, they went to the office at 2216 W Berverly Blvd. Monterbello CA 90640 in persons and filled the application forms and gave them with their passports and permanent resident cards to the official. So far we haven’t received the… Continue Reading
Q) My mom recently died and I wanted to know if my boys would be allowed to get her SSI she was in the process of getting paperwork together to adopt them they are 8. A) IF the adoption process was complete before she died the adopted kids could get her social security benefits. According to Social… Continue Reading
Q) I, Ruth S**s has for the first time want to request Social Security Cards for two young children. Jesten J****c Fredwick. J****a Blessed S***s. A) Visit your local Social Security Administration (SSA) Office. You can file your application for an SSN card in person at any Social Security Administration office. Be prepared to provide your… Continue Reading
Q) I want to change my SS card to a change of address and have my full name on it. I haven’t changed the card since high school nearly 50 years ago and nobody’s questioned it. But I now need proof of my full name and address to renew my driver’s license since my birth certificate… Continue Reading
Q) I need help I got put out my home on January 32017. Help me please I’m sick I need somebody to call my landlord.he putting me out in cold because you all playing with my life and my health care of living its not right you people just Dont no I’m sick I’m about to… Continue Reading
Q) When calling 1-800-772-1213 the wait is 40 minutes-that is too long to wait. I just want to know when my SSA income tax statement for 2016 will be coming. I would like to file asap. Thank you A) According to the SSA: An SSA-1099 is a tax form we mail each year in January… Continue Reading
Q) I have not received my 2015 SSA 1099 – Social Security Benefit Statement. When will that be coming in the mail? A) If you have not yet received you Social Security Benefit Statement please call SSA at 1-800-772-1213. According to SSA. You can get your personal Social Security Statement online by using your my Social Security account.… Continue Reading
Q) HI! I have been waiting for a representative for over 45 minutes in Winona. I am a case manager for a couple in Houston, MN who are having difficulties managing their money. They also gamble. They said they do not want family to assist with their finances and are willing to pay for a payee… Continue Reading
Q) How could my daddy get his wife widow pay A) According to the Social Security Administration: IF you are a widow or widower you can receive: reduced benefits as early as age 60 or full benefits at full retirement age or older. benefits as early as age 50 if he or she is disabled AND… Continue Reading
Q) If i am married 10 yrs can i draw on my 2nd husbands social security? A) According to the Social Security Administration: If you are age 62, unmarried, and divorced from someone entitled to Social Security retirement or disability benefits, you may be eligible to receive benefits based on his or her record. There are other… Continue Reading
Q) How do I obtain a replacement SS card? A) According to the Social Security Administration: You can get an original Social Security card or a replacement card if yours is lost or stolen. There is no charge for a Social Security card. This service is free. You can use a my Social Security account… Continue Reading
Q) If I retired at age 49 from NYPD. Do I have to still pay into s.s. ,what are my options. A) According to the social security administration: our retirement age is the age at which you begin receiving Social Security retirement benefits. Your stop work age is the age at which you leave the labor force… Continue Reading
Q) Can I get a replacement social security card at this office? How long will it take to received the car? The card is not lost, it has been laminated. A) According to the Social Security Administration: You can get an original Social Security card or a replacement card if yours is lost or stolen. There is… Continue Reading
Q) My Dad is 98 yrs old, his checking acct is in one bank and his SS goes into another bank. I want to have his SS go into his checking acct bank. How do I accomplish this change, and what forms are needed and how do I procure them? A) According to the Social Security Administration:… Continue Reading
This site was created to help US Citizens find their local social security office and provide general Social Security information that is also accessible on the Social Security Website.
DISCLAIMER: This site is NOT affiliated with any government sites or agencies, this site is for informational purposes only. If you have questions or issues about Social Security then you need to contact your Local Social Security office. We are not social security employees, officers or agents.